Use Exterior Lighting Around Your Home 

A well-lit home at night is generally considered safer, as it deprives would-be thieves of a place to hide. It also creates an inhospitable environment when it comes to break-ins, as it will be easier to see criminals in bright areas. In this case, exterior lighting can serve as a powerful deterrent to criminals, who typically look for more vulnerable properties to exploit.  

Get Friendly With Your Neighbors 

A united neighborhood is a wonderful defense against all types of crimes. Your neighbors can keep an eye on your home while you’re away and vice versa. They can also contact the police in the event of suspicious activity at your home.  

Use Social Media Cautiously 

It’s tempting to share news of an upcoming vacation or big purchase among your friends and loved ones online, but doing so can invite lots of unwanted attention. Even with the strictest privacy settings, criminals can gain access to posts and potentially use them to plan thefts and break-ins. It’s best to keep this information between you and your loved ones and avoid posting anything that may be attractive to an opportunistic thief.  

Consider Ring Cameras and Other Devices 

Modern technology can help make your home safe and more secure in multiple ways. Alarms provide alerts in the event of a break-in, while ring cameras offer a view of who’s at your front door before you answer. There are also advanced electric locks, which prevent issues with keys thanks to the use of a key code, which you can change at your discretion.  

The Home of Your Dreams Right Here in Las Cruces 

For more than two decades, Fiesta Homes has provided new home buyers with a wide selection of modular homes. Choose from our existing floor plans or customize your home with the help of our skilled and talented designers. Speak with a representative today by calling 575-525-4680 or contact us to learn more. 

What’s the Difference Between Mobile and Modular Homes?

While the names are often used interchangeably, there are quite a few differences between mobile and modular homes. For example, modular homes often have permanent foundations similar to traditional homes. The parts of the home also come to the site in multiple pieces, which must then be constructed. Understanding these distinctions is important, as coverage for mobile homes is usually insufficient for protecting modular homes.

What Do Modular Home Insurance Policies Cover?

These insurance policies are quite similar to those used to protect traditional homes. They protect the structure itself, as well as the belongings kept inside. They usually cover perils like storm damage, fire, theft, vandalism, and other acts. You can also add endorsements to increase coverage limits, which is beneficial if you have high-value items in the home.

Many modular home policies also come with liability protection. This coverage pays for medical bills or lost wages that result from accidents on your property.

What Isn’t Covered by Modular Home Insurance?

Damage caused by floods and earthquakes is usually not covered, as these incidents require separate policies. Damage caused by gradual wear or lack of maintenance is also not covered. Be sure to read policy details carefully and ask your insurance provider questions about coverage if you need clarification.

Here at Fiesta Homes, we’re happy to help residents of Las Cruces invest in the homes of their dreams. As a family-owned business, we believe in providing the best service possible to our customers. We can help you find the right financing to make your dream of home ownership a reality. We also offer video tours, so you can get a feel for your new home before you buy.

If you’d like more information on our floor plans, please call (575) 525-4680 today. You can also contact us for more information on our business. We look forward to speaking with you!

Tax Rates and Costs

States determine the tax rates for manufactured homes. Some states tax them as vehicles, while other consider them real property and tax them as such.

In New Mexico, many manufactured homes are taxed as permanent structures, similar to as-built homes in the state. This is the case when the home is attached to a permanent foundation and the tongue and axel have been removed, if applicable. New Mexico’s current tax rate is 0.78%, with the median annual property tax payments being $1,403.

Utility Costs

Unless your home is located on a mobile home park, which typically provide utility hook ups to tenants for a recurring cost, you will be responsible for accessing utilities on the plot of land where your home is located. Common utilities include gas and electric, which may already be present on the plot of land you choose. If not, you must schedule installation to prepare land for your home.

Water is another consideration. If there is no municipal supply available, you must have a well installed on your property. You will be responsible for installation and maintenance costs, but you won’t be subject to a monthly water bill.

You’ll also need to access telephone and internet service. Unless you choose a plot of land in a highly isolated area, you will likely be able to access these services easily. However, depending on where you live you might be restricted to one type of service based on what’s available.

Utility costs will be similar to as-built homes in New Mexico, provided you don’t incur additional costs for installing lines or digging wells. While it depends on the size of your home and your household, average costs in the state hover around $239 per month.

Fiesta Homes can help you realize your dream of homeownership at a price you can afford. Our customers can choose from a wide selection of floor plans and layouts, which accommodate a variety of budgets and family sizes. We’ll also help you secure financing, including land and home packages for your convenience.

Home buyers in Las Cruces are welcomed to call (575) 525-4680 for more information. You can also contact us with any questions about our homes or the financing process.