Keep Curtains Open on Sunny Days 

Let the sun do the heating for you by opening curtains and blinds strategically. Check which windows in your home face the sun and leave them open on bright days. After sunset, close curtains and blinds to trap any residual heat.  

Invest in Heavy Blankets and Attire 

Winter blankets and bedding are not only cozy, but they can also keep you warm when it’s frosty outside. Similarly, heavy sweaters and thick socks can keep you comfortable at home.  

Sip on Warm Beverages 

There’s nothing better than a warm cup of tea on a cold wintery day, but there are lots of other beverages you can use to boost your internal temperature. Treat yourself to a decadent hot chocolate or whip up a hot toddy after a long day.   

Open Your Oven After Cooking a Meal 

An open oven can spread warmth from your kitchen to the rest of your home but use this tip cautiously. If you have children or pets, be sure they’re safeguarded from the hot elements in the appliance while you take advantage of the residual heat.  

Use Throw Rugs Throughout Your Home 

Throw rugs are ideal for bare floors, which can become cold to the touch when temperatures fall outside. However, throw rugs can also work well over carpeting, as they’ll add an extra layer of warmth and comfort.  

Find the Property of Your Dreams With Fiesta Homes 

With decades of experience behind us, Fiesta Homes can help you find a dependable manufactured property to rest your head. Check out our selection of floor plans or call 575-525-4680 to speak with a knowledgeable representative. You can also contact us to learn more.

Unexpected Costs When Investing in a Mobile Home 

The biggest cost that many homebuyers overlook when purchasing a mobile home is the cost of the land where the property will be situated. Many people choose to rent lots for their homes, but you also have the option of buying land. If you pursue this route, you’ll probably need to take out a loan to cover the purchase, which can entail lots of hidden costs and fees (similar to traditional mortgages).  

Where you live can also be a factor when it comes to insurance costs. Places with a higher chance of natural disasters like floods and tornados naturally have higher insurance costs than areas with less volatile weather. And as weather patterns become more unpredictable over time, many homeowners could face these rising costs.  

Smart Upgrades to Make to Your Mobile Home 

You can offset the costs of mobile homeownership by choosing energy-efficient fixtures and appliances. While they may require a higher initial investment, you’ll save money on utility costs while simultaneously reducing your carbon footprint when you use solar panels, low flow plumbing appliances, and other upgrades. 

When it comes to the fixtures included with your mobile home, exterior skirting is beneficial for boosting insulation. Skirting blocks the open space under the property from cold air, rain and snow, all of which can affect interior comfort and cause damage to the home. By opting for skirting, you can preserve your investment while also boosting energy efficiency.  

At Fiesta Homes, We Always Give It to You Straight 

Here at Fiesta Homes, we approach every client with honesty and transparency in mind. Our factory direct ordering process is designed to be as simple and straightforward as possible. However, we can also customize the floor plan of your home to ensure it meets and exceeds the expectations of you and your family. Call 575-525-4680 today or contact us to learn more. 

Along with costs related to your mortgage and home insurance, there are numerous other fees to be aware of. Factoring these fees into your home budget safeguards you against future financial instability.  

Repairs and Maintenance 

Being a homeowner comes with lots of advantages, and quite a few responsibilities. For instance, seasonal maintenance keeps your investment in good shape, while repairs ensure you’re fully satisfied with the function of your home when issues arise. Fortunately for people who own manufactured homes, maintenance and repair costs are often more manageable because the property has been constructed with new materials.  

Pest Control 

Pests are a major headache for homeowners. Along with causing significant discomfort, severe infestation can damage your home, cause your family to become ill, or reduce the value of your property. Preventative pest control efforts are crucial, but you must also act fast in the event you discover an infestation after it occurs. In this case, you’ll need to work with a pest control specialist with the right training and tools. Some homeowners even opt for recurring services to keep their homes pest free.  

Property Taxes and Rental Fees 

Some people purchase the land where their manufactured homes are erected, and these individuals would be required to pay property taxes on the land they own. On the other hand, some people rent the land where their manufactured home resides. In this case, a person would need to pay rental fees for the plot of land. In either situation, home buyers are encouraged to consider these costs when they’re developing a budget.  

We Can Help You Make Sense of the Home Buying Process 

Here at Fiesta Homes, we make sure our customers have a full understanding of financial issues related to the sale of manufactured homes. We use our considerable experience to help you navigate common financing options, which ensure you can find the home of your dreams with a budget you can live with. Call 575-525-4680 today or contact us for more information. We also welcome you to check out our customizable floor plans. 

While less expensive, the financing process for manufactured homes can be challenging for buyers, and this guide explains key factors to be aware of when it comes to home buying.  

Conventional Mortgages Are Not Usually an Option for Manufactured Homes 

When buying a stick-built home, most people apply for a home loan to secure the property. With manufactured homes, lenders are less likely to provide a loan. That’s because these properties are typically lower in cost, which makes them less advantageous to lenders when it comes to interest fees.  

What Types of Loans Are Available for Manufactured Homes? 

While buyers can’t usually get conventional mortgages, there are other types of loans that can be used to purchase a manufactured property: 

• Federal Housing Administration (FHA) Loans – The FHA offers Title I and Title II loans to mobile and manufactured home buyers. Title I loans can cover the purchase of just the property, while Title II loans can cover the home and the land it’s being erected on. 

• Fannie Mae/Freddie Mac Loans – Fannie Mae and Freddie Mac are what’s known as government-sponsored enterprises and their goal is to keep housing markets affordable. These programs can also help people purchasing manufactured homes and may only require a small down payment in some cases.  

• Personal Loans – Personal loans can be sought through one’s bank or credit union, or they can be procured from other lenders. Interest rates may be a bit higher depending on the lender, so it’s important to do your research before agreeing to loan terms.  

Regardless of which type of loan works best for you, there are some steps you can take to boost your chances of getting approved. Review your credit score prior to applying for loans to see where you stand and carefully consider your budget when deciding on an appropriate loan amount.  

We Can Help Las Cruces Home Buyers Find the Property of Their Dreams 

Fiesta Homes has helped home buyers throughout Las Cruces find amazing properties thanks to our wide selection of floor plans. However, we also provide information on financing packages to ensure home ownership is within reach of all families, regardless of budget. Call 575-525-4680 for more information or contact us today.  

Think About How Different Colors Make You Feel

Color psychology states that certain shades can induce different emotions. Based on this principle, you can use color psychology to dictate the color palette in a room to create a specific atmosphere:

• Blue – Calm tranquility
• Red – Fiery excitement
• Yellow – Sunny happiness
• Purple – Sophisticated elegance
• Green – Fertile abundance

When using color psychology as your guide, yellow might be an excellent choice for the kitchen, while purple or blue might make for an exquisite bedroom shade. Your choice largely depends on the feeling you wish to evoke in the room.

Factor in the Size of the Room

Generally, dark paint makes rooms feel smaller, while lighter colors can make rooms appear bigger than they are. Accordingly, you must consider the size of the room you’re painting when evaluating different shades. For example, you can create the appearance of a high ceiling by using a lighter shade on top and darker shades on the surrounding walls.

Use Paint Swatches at Home

Even if you fall in love with a can of paint at the store, you have no way of knowing what it will look like inside your home. Accordingly, it’s best to take paint swatches of your preferred colors home before actually purchasing the paint. You’ll need to see how each swatch looks in your home with your specific lighting scheme in order to make the right decision.

We Can Help Build Your Dream How in Las Cruces

For over two decades, Fiesta Homes has helped home buyers secure state-of-the-art modular homes perfect for couples and families. Choose from a range of factory floor plans or customize your modular home to meet your exact needs and desires. Speak with a representative today by calling 575-525-4680  or contact us to learn more.

Clean the Gutters

Rain gutters prevent roof damage, but only if they’re maintained correctly. Clearing leaves and other debris from the gutters facilitates the smooth flow of water, which is essential for avoiding moisture damage on the roof. While cleaning gutters, make sure the gutter downspout is pointed away from the home to prevent moisture damage in other areas.

Reinforce Weatherproofing

Weatherproofing materials keep the doors and windows in your home protected against drafts and moisture. Because these materials can break down over time, checking them in fall is key. If you notice that weatherproofing is no longer protecting your home, replace it to fortify the property against cold weather. Weatherproofing can also save you money on heating bills as it boosts energy efficiency.

Insulate Exposed Pipes

Exposed plumbing pipes can easily freeze during fall, which can lead to a stoppage of water or worse if the pipe bursts from the increasing pressure. You can insulate exposed pipes with special coverings, as well as devices like heat tape. Insulating pipes during fall ensures you have access to water all through winter.

Flush Your Water Heater

Sediment can build up in your home’s water heater over time, which may affect its output. Flushing the device clears out accumulated sediment and greatly boosts efficiency, which can save money on your utility bills. While some homeowners perform water heater flushes on their own, you can also schedule professional assistance if you’re not sure how to proceed. 

Your Dream Home Awaits

Here at Fiesta Homes, we’re proud to help residents of Las Cruces realize their dream of home ownership. Our factory direct ordering process is simple and straightforward, but we can also customize our floor plans to best meet your needs. Feel free to contact us today for more information or call 575-525-4680 to speak with a friendly and knowledgeable representative. Don’t forget to ask about our free credit check!

Part of maintaining your manufactured home is keeping pests at bay. Rodents and insects negatively impact home comfort, but they also create an unsanitary environment. Fortunately, it’s possible to maintain a pest-free home when you take the following steps.

Keep Your Lawn Tidy

A messy lawn can attract pests. Both insects and rodents take refuge in overgrown grass and may attempt to get into your home in search of sustenance. Mowing your lawn regularly and removing pools of water greatly cuts back on the pests lingering in your yard and keeps your home safe in the process.

Place Garbage Cans Away From Your Home

Rodents in particular may be attracted by food in your garbage can. Along with locating cans far away from your home, make sure that the lids are tight to deter pests from getting inside. Also, be sure to take out your garbage on a regular basis to keep the interior of your home neat and clean.

Don’t Feed Pets Outside

Insects and rodents will be drawn to pet food and water bowls. Whenever possible, feed pets inside, preferably away from entrances. If you must feed your pet outside, remove food and water dishes immediately after your pet has finished.

Install Skirting Around the Home

Should rodents take up residence under your home, there’s a good chance they will eventually make their way inside. Skirting covers any gaps between your manufactured home and the ground beneath it to deter infestations. It can be made from concrete, wood, vinyl, and many other materials, each of which offers unique benefits. Skirting can also boost aesthetic appeal and protect any plumbing situated under your home.

A Manufactured Home You Can Be Proud Of

Located in Las Cruces, Fiesta Homes helps homeowners find the living spaces of their dreams. We strive to keep our home prices affordable and don’t surprise home buyers with hidden fees. We also allow you to modify our popular floor plans to ensure your new manufactured home fully meets your needs. Feel free to contact us today or call (575) 525-4680 to speak with a friendly representative.

Deep, Rich Colors

While neutral colors have dominated interior design for some time, rich, bold colors are all the rage these days. Deep shades of red, blue, and green can create an elegant atmosphere within the home, especially when used in living rooms and bedrooms. And if you’re not comfortable painting an entire room a bold color, you can use them for accent walls and in smaller areas, such as hallways.

Multi-Function Rooms

Multi-function rooms are especially beneficial in smaller homes with limited space. For instance, living rooms can also include space for a home office, while kitchens can be used as a dining area as well as a place for meal preparation. If you have kids, their rooms can provide a place for sleeping, as well as an area for studying or play time. You can designate different areas by using certain fixtures, such as bookshelves or curtains.

Workstations in Kitchens

Kitchen workstations are ideal for serious home chefs. These include things like built-in strainers within sinks, dual basins, and special faucets to make filling pots easier. These features are highly practical in that they make cooking for friends and family a breeze. However, workstations are also designed to afford them maximum amount of aesthetic appeal to a kitchen. Accordingly, you’ll love the look and function of your kitchen once the update has been made.

The first step to finding a winning interior design is to secure the manufactured home of your dreams. That’s why Fiesta Homes is the natural choice for home buyers throughout Las Cruces. We provide an extensive selection of floor plans to meet a variety of family needs. We also help home buyers find suitable financing to realize their dreams of homeownership.

Speak with a friendly and knowledgeable representative today by calling 575-525-4680. You can also contact us for more information before getting started.

Establish a Home Maintenance Schedule

Home maintenance ensures your abode remains in fine shape for many years to come. It can also reduce the cost of expensive repairs by keeping fixtures and appliances in good shape. While maintenance tasks vary from home to home, things like gutter cleaning, HVAC tune-ups, and roof inspections are all beneficial forms of maintenance. Regular cleaning, dusting, and floor care will also keep the interior looking its best.

Be Diligent About Scheduling Repairs

Even with the right maintenance, your property will still require repairs from time to time. Scheduling repairs as soon as possible can prevent you from experiencing more damage, which may put the current value of your home in jeopardy if there’s a significant impact on the quality of the place. For example, a minor roof leak can turn into a major household issue if it leads to mold growth.

Make Upgrades Whenever Possible

Along with maintaining the current value of your home, you can also look into ways to increase it through upgrades. New interior décor made from materials like hardwood and granite improve the look and function of the property, but they also add value. You can also make exterior upgrades to enhance the curb appeal of the place. It may even be possible to expand the square footage of the home to increase its livable space by adding rooms.

For more than two decades, Fiesta Homes has helped residents of Las Cruces realize their dreams of homeownership. If you need assistance with financing, our team can explain your options to ensure you make the best selection for your budget. We also offer a variety of floor plans at varying price points, so there’s something for every family. Contact us for more information or call (575) 525-4680 to get started on making your dream a reality.

Tax Rates and Costs

States determine the tax rates for manufactured homes. Some states tax them as vehicles, while other consider them real property and tax them as such.

In New Mexico, many manufactured homes are taxed as permanent structures, similar to as-built homes in the state. This is the case when the home is attached to a permanent foundation and the tongue and axel have been removed, if applicable. New Mexico’s current tax rate is 0.78%, with the median annual property tax payments being $1,403.

Utility Costs

Unless your home is located on a mobile home park, which typically provide utility hook ups to tenants for a recurring cost, you will be responsible for accessing utilities on the plot of land where your home is located. Common utilities include gas and electric, which may already be present on the plot of land you choose. If not, you must schedule installation to prepare land for your home.

Water is another consideration. If there is no municipal supply available, you must have a well installed on your property. You will be responsible for installation and maintenance costs, but you won’t be subject to a monthly water bill.

You’ll also need to access telephone and internet service. Unless you choose a plot of land in a highly isolated area, you will likely be able to access these services easily. However, depending on where you live you might be restricted to one type of service based on what’s available.

Utility costs will be similar to as-built homes in New Mexico, provided you don’t incur additional costs for installing lines or digging wells. While it depends on the size of your home and your household, average costs in the state hover around $239 per month.

Fiesta Homes can help you realize your dream of homeownership at a price you can afford. Our customers can choose from a wide selection of floor plans and layouts, which accommodate a variety of budgets and family sizes. We’ll also help you secure financing, including land and home packages for your convenience.

Home buyers in Las Cruces are welcomed to call (575) 525-4680 for more information. You can also contact us with any questions about our homes or the financing process.