Manufactured Homes 

Also known as mobile homes, manufactured homes are made off-site in factories and warehouses. In the U.S., these properties must meet certain physical requirements with regards to square footage and the presence of a permanent chassis, which allows the property to be transported to different locations.  

Many people like the freedom afforded by mobile homes. Instead of being stuck in one location, you can move the property to different rental lots as desired. You can also invest in your own land if you’d prefer a permanent location when you’re not traveling in the mobile home.  

Modular Homes 

Modular homes are similar to mobile properties in that they’re manufactured in a factory or warehouse. However, unlike the mobile homes that are fully constructed within these settings, modular homes are assembled in modules and transported to the site for the final construction.  

One of the great things about modular homes is that they can be easily customized to meet your needs. However, they are not transportable like mobile homes, as they don’t have the permanent chassis. Instead, they offer the same benefits as traditional homes, but often without the high costs and lack of adaptability.  

Stick/Site-Built Homes 

Stick or site-built homes are traditional structures that are incredibly common in the U.S. These properties are constructed on-site, unlike manufactured and modular homes. And unlike mobile homes, site-built homes remain where they’re constructed permanently.  

While common, site-built homes do have some drawbacks. They’re often more expensive than other types of property, which makes them out of reach for some homebuyers. Additionally, older site-built homes may have extensive issues that must be addressed before moving in. It’s also harder to customize these properties without undertaking comprehensive renovations.  

Contact Fiesta Homes to Learn More 

Thanks to our abundance of floor plans and extensive financing knowledge, Fiesta Homes can help buyers in Las Cruces find the property of their dreams. And because we can customize any of our layouts to suit your needs, you won’t have to settle for a property that doesn’t work for you. Call 575-525-4680 today or contact us to learn more.  

Unexpected Costs When Investing in a Mobile Home 

The biggest cost that many homebuyers overlook when purchasing a mobile home is the cost of the land where the property will be situated. Many people choose to rent lots for their homes, but you also have the option of buying land. If you pursue this route, you’ll probably need to take out a loan to cover the purchase, which can entail lots of hidden costs and fees (similar to traditional mortgages).  

Where you live can also be a factor when it comes to insurance costs. Places with a higher chance of natural disasters like floods and tornados naturally have higher insurance costs than areas with less volatile weather. And as weather patterns become more unpredictable over time, many homeowners could face these rising costs.  

Smart Upgrades to Make to Your Mobile Home 

You can offset the costs of mobile homeownership by choosing energy-efficient fixtures and appliances. While they may require a higher initial investment, you’ll save money on utility costs while simultaneously reducing your carbon footprint when you use solar panels, low flow plumbing appliances, and other upgrades. 

When it comes to the fixtures included with your mobile home, exterior skirting is beneficial for boosting insulation. Skirting blocks the open space under the property from cold air, rain and snow, all of which can affect interior comfort and cause damage to the home. By opting for skirting, you can preserve your investment while also boosting energy efficiency.  

At Fiesta Homes, We Always Give It to You Straight 

Here at Fiesta Homes, we approach every client with honesty and transparency in mind. Our factory direct ordering process is designed to be as simple and straightforward as possible. However, we can also customize the floor plan of your home to ensure it meets and exceeds the expectations of you and your family. Call 575-525-4680 today or contact us to learn more. 

Along with costs related to your mortgage and home insurance, there are numerous other fees to be aware of. Factoring these fees into your home budget safeguards you against future financial instability.  

Repairs and Maintenance 

Being a homeowner comes with lots of advantages, and quite a few responsibilities. For instance, seasonal maintenance keeps your investment in good shape, while repairs ensure you’re fully satisfied with the function of your home when issues arise. Fortunately for people who own manufactured homes, maintenance and repair costs are often more manageable because the property has been constructed with new materials.  

Pest Control 

Pests are a major headache for homeowners. Along with causing significant discomfort, severe infestation can damage your home, cause your family to become ill, or reduce the value of your property. Preventative pest control efforts are crucial, but you must also act fast in the event you discover an infestation after it occurs. In this case, you’ll need to work with a pest control specialist with the right training and tools. Some homeowners even opt for recurring services to keep their homes pest free.  

Property Taxes and Rental Fees 

Some people purchase the land where their manufactured homes are erected, and these individuals would be required to pay property taxes on the land they own. On the other hand, some people rent the land where their manufactured home resides. In this case, a person would need to pay rental fees for the plot of land. In either situation, home buyers are encouraged to consider these costs when they’re developing a budget.  

We Can Help You Make Sense of the Home Buying Process 

Here at Fiesta Homes, we make sure our customers have a full understanding of financial issues related to the sale of manufactured homes. We use our considerable experience to help you navigate common financing options, which ensure you can find the home of your dreams with a budget you can live with. Call 575-525-4680 today or contact us for more information. We also welcome you to check out our customizable floor plans. 

While less expensive, the financing process for manufactured homes can be challenging for buyers, and this guide explains key factors to be aware of when it comes to home buying.  

Conventional Mortgages Are Not Usually an Option for Manufactured Homes 

When buying a stick-built home, most people apply for a home loan to secure the property. With manufactured homes, lenders are less likely to provide a loan. That’s because these properties are typically lower in cost, which makes them less advantageous to lenders when it comes to interest fees.  

What Types of Loans Are Available for Manufactured Homes? 

While buyers can’t usually get conventional mortgages, there are other types of loans that can be used to purchase a manufactured property: 

• Federal Housing Administration (FHA) Loans – The FHA offers Title I and Title II loans to mobile and manufactured home buyers. Title I loans can cover the purchase of just the property, while Title II loans can cover the home and the land it’s being erected on. 

• Fannie Mae/Freddie Mac Loans – Fannie Mae and Freddie Mac are what’s known as government-sponsored enterprises and their goal is to keep housing markets affordable. These programs can also help people purchasing manufactured homes and may only require a small down payment in some cases.  

• Personal Loans – Personal loans can be sought through one’s bank or credit union, or they can be procured from other lenders. Interest rates may be a bit higher depending on the lender, so it’s important to do your research before agreeing to loan terms.  

Regardless of which type of loan works best for you, there are some steps you can take to boost your chances of getting approved. Review your credit score prior to applying for loans to see where you stand and carefully consider your budget when deciding on an appropriate loan amount.  

We Can Help Las Cruces Home Buyers Find the Property of Their Dreams 

Fiesta Homes has helped home buyers throughout Las Cruces find amazing properties thanks to our wide selection of floor plans. However, we also provide information on financing packages to ensure home ownership is within reach of all families, regardless of budget. Call 575-525-4680 for more information or contact us today.  

Affordability 

The ever-increasing cost of buying a home is all over the news these days, and many people find these exorbitant costs put the dream of home ownership out of their reach. In many cases, manufactured homes are more affordable than their stick-built counterparts. Additionally, smaller families with a tighter budget can opt for a streamlined manufactured property that matches their financial situation and lifestyle.  

Enhanced Energy Efficiency 

New manufactured homes can be designed and built with green principles in mind. Also, new fixtures are bound to be more efficient than decades old stick-built homes, which are often plagued by wear and tear. In addition to being good for the environment, greater energy efficiency also benefits your bank account.  

Greater Flexibility 

Finding a stick-built home that meets your needs and preferences is easier said than done. However, there’s a variety of layouts for manufactured homes, which makes it easier for buyers to find a property that best suits their situation. The design of manufactured homes can also be customized, which gives you even more control over the finished structure.  

Find the Home of Your Dream in Las Cruces 

Located in Las Cruces, Fiesta Homes has assisted local homebuyers find the properties of their dreams for more than two decades. While we offer an extensive range of floor plans, buyers can also customize their homes with the help of our skilled designers. Speak with a representative today by calling 575-525-4680. You can also contact us to learn more or check out one of our video tours to see the properties for yourself.  

Change HVAC Filters Regularly

HVAC systems come with air filters to keep homes clean and free from airborne contaminants. However, these filters are only effective when changed on a regular basis. In most cases, you want to update your filters every fall and spring to prepare devices for the season ahead. In the event you use HVAC systems frequently throughout the year, you may consider changing the filter once a month or so.

Check for Water Leaks

Leaking water can wreak havoc on multiple areas of the home. In addition to damaging fixtures, water leaks also contribute to mold growth and detract from indoor air quality. Plumbing is often a source of leaks, so schedule repairs immediately if you notice water around the toilet or other plumbing fixtures. You should also watch for leaks around windows and doors, as well as the roof.

Makes Sure Detectors Are Functional

Smoke and carbon monoxide detectors are crucial when it comes to the safety of your home. In general, you want to test detectors at least once a month and change batteries once per year (even if the detector is not indicating that the battery is dead). You should also replace any detectors after ten years, as the device may be worn out and not as effective at that point.

Care for Your Lawn

If you have a lawn and other greenery around your home, keeping it in good shape can boost curb appeal. However, lawn care also deters infestations involving rodents and insects, which can eventually make their way into your home. Keep grass trim and make sure any bushes and plants don’t get too shaggy. Also, eliminate any standing water on your property to deprive unwanted pests of a source of drinking water.

Experience the Pride of Home Ownership

If you’re thinking about investing in a home in Las Cruces, Fiesta Homes can help you find the property of your dreams. We encourage you to check out our extensive floor plan options, which can accommodate couples and families. We can also help first time homebuyers better understand their financing options to ensure your dream home remains within your budget. Contact us to learn more or call 575-525-4680 to speak with a friendly and knowledgeable representative.

Part of maintaining your manufactured home is keeping pests at bay. Rodents and insects negatively impact home comfort, but they also create an unsanitary environment. Fortunately, it’s possible to maintain a pest-free home when you take the following steps.

Keep Your Lawn Tidy

A messy lawn can attract pests. Both insects and rodents take refuge in overgrown grass and may attempt to get into your home in search of sustenance. Mowing your lawn regularly and removing pools of water greatly cuts back on the pests lingering in your yard and keeps your home safe in the process.

Place Garbage Cans Away From Your Home

Rodents in particular may be attracted by food in your garbage can. Along with locating cans far away from your home, make sure that the lids are tight to deter pests from getting inside. Also, be sure to take out your garbage on a regular basis to keep the interior of your home neat and clean.

Don’t Feed Pets Outside

Insects and rodents will be drawn to pet food and water bowls. Whenever possible, feed pets inside, preferably away from entrances. If you must feed your pet outside, remove food and water dishes immediately after your pet has finished.

Install Skirting Around the Home

Should rodents take up residence under your home, there’s a good chance they will eventually make their way inside. Skirting covers any gaps between your manufactured home and the ground beneath it to deter infestations. It can be made from concrete, wood, vinyl, and many other materials, each of which offers unique benefits. Skirting can also boost aesthetic appeal and protect any plumbing situated under your home.

A Manufactured Home You Can Be Proud Of

Located in Las Cruces, Fiesta Homes helps homeowners find the living spaces of their dreams. We strive to keep our home prices affordable and don’t surprise home buyers with hidden fees. We also allow you to modify our popular floor plans to ensure your new manufactured home fully meets your needs. Feel free to contact us today or call (575) 525-4680 to speak with a friendly representative.

Manufactured Homes Are More Affordable

Depending on where a person lives, home prices can be exorbitant. This is especially true of downsizing seniors, who may be priced out of their local housing market when living on a fixed budget. Manufactured homes are often more cost-effective, particularly when you consider that these properties are available in numerous sizes.

They Can Be Customized to Suit Your Needs

Assistive home features and devices can keep elderly people safe at home. Keep in mind that manufactured homes can be easily customized to include essential features like grab bars, non-slip flooring, and ample light fixtures. On the other hand, upgrading an existing stick-built home is often more challenging and can also add to the cost of investing in a home.

Layouts Are Better for Aging in Place

The natural impact of aging can limit mobility in seniors. These mobility issues can make stairs in homes dangerous, but the spacious layouts of manufactured homes don’t offer the same challenges. All living spaces can be accessible on the first floor, which safeguards inhabitants against serious injuries related to climbing and descending stairs.

Visit Fiesta Homes to See Our Floor Plans for Yourself

No matter your age or where you are in life, Fiesta Homes can help secure the living space of your dreams. We offer a variety of popular floor plan options, but we can also customize floor plans to meet the needs of homebuyers in Las Cruces.

Do you have questions about our manufactured homes and what they offer? Then feel free to contact us today. You can also call 575-525-4680 to speak with a friendly and knowledgeable representative.